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Travel insurance for working abroad

Travel for work with
confidence
and peace of mind.

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Your safety net for a worry-free work adventure abroad.

Heading overseas to pursue work is exciting but comes with uncertainties. With our Business Travel Insurance options, you can focus on your career goals while we safeguard your health and belongings, giving you peace of mind. Whether you're working remotely, freelancing, or working on contract we're here to cover unexpected medical expenses, accidents, and travel disruptions - so you can work with confidence, knowing you're protected every step of the way.

Why travel insurance for working abroad

Safeguard your business trips from unexpected disruptions, ensuring smooth travel and uninterrupted productivity.

✈️

Cancellations

Safeguard against the unexpected cancellations, lost luggage, and delayed flights won't ruin your trip.

🏥

Medical emergencies

In medical emergencies abroad, rest assured you'll receive prompt, quality care without the financial burden.

😌

Covered

Enjoy stress-free travel knowing you're covered for everything from minor inconveniences to major disruptions.

🛡️

Safe guard

Focus on your trip while we handle the risks, ensuring you're protected wherever you go.

Our Cover Plans

Comprehensive
Leisure Travel Insurance

Compare our leisure plans. Covering you for medical emergencies, cancellations, belongings, and travel disruptions.

Displaying Cover For

COMPREHENSIVE +

YOUR HEALTH
MEDICAL AND RELATED EXPENSES
R 120,000,000
Medical transportation, repatriation and evacuation
Compassionate emergency visit
Repatriation of children or travel companion
Burial, cremation and return of mortal remains
Emergency dental
R 15,000
Quarantine expenses
R 40,000
PRE-EXISTING EMERGENCY MEDICAL AND RELATED EXPENSES
R 1,500,000
Medical transportation, repatriation and evacuation
Compassionate emergency visit
Repatriation of children or travel companion
Burial, cremation and return of mortal remains
ACCIDENTAL DEATH
R 500,000
ACCIDENTAL TOTAL PERMANENT DISABLEMENT
R 1,250,000
YOUR TRIP
TRIP CANCELLATION
Trip cancellation due to a specified event or cause
R 70,000
Trip cancellation due to an unspecified event or cause
R 40,000 (optional)
TRIP DISRUPTION
Trip disruption due to a specified event or cause
R 40,000
Trip disruption due to an unspecified event or cause
R 20,000 (optional)
Visa delay or denied - SA passport holders only
R 20,000
Weather conditions
R 20,000
Missed connection
R 20,000
Public conveyance delay (excess 4 hours)
R 7,000
YOUR BELONGINGS
PERSONAL BELONGINGS (single item limits apply)
R 40,000
Travel documents
R 5,000
Luggage delay (excess 4 hours)
R 5,000
OTHER BENEFITS
Personal liability
R 2,000,000
Hijack/hostage daily inconvenience
R 60K (R 1,200/d)
Legal expenses
R 30,000
Car rental excess waiver
R 15,000
PERIOD OF COVER / PREMIUM
1 - 8 days
R 1,080
9 - 14 days
R 1,700
15 - 21 days
R 2,195
22 - 32 days
R 2,490

Important Notes:

  • This schedule excludes rates for journeys exceeding 32 days, travel to the USA, and travellers aged 80 – 85. Please obtain these rates online.
  • All premiums are inclusive of VAT. All sums insured, limits of indemnity, and compensations specified are inclusive of VAT and apply to the period of insurance.
  • Please refer to our full policy wording document for comprehensive details on conditions and exclusions.

Advantages of TripCovered Travel Insurance for working abroad

🏥

Medical emergencies

TripCovered's Business Travel Insurance covers medical emergencies, hospital bills, medical transport, pre-existing conditions, repatriation, and compassionate emergency visits.

🇪🇺

Visa

Our policies are fully compliant with VISA authority requirements and include visa denial cover for South African passport holders. We also provide a visa letter addressed to the embassy to support your application.

🧳

Luggage

Our cover includes protection for loss of personal belongings, cash and important documents, as well as luggage delay, for added peace of mind during your trip.

⏱️

Interruptions

TripCovered Travel Insurance provides cover for trip cancellations, disruptions, as well as missed connections and travel delays or due to weather conditions.

⚠️

Inconveniences

TripCovered Travel Insurance provides an inconvenience benefit in the event of hijacking, hostage situations, and wrongful detention. We also provide cover for legal expenses, offering peace of mind during unexpected legal issues abroad.

💼

Your business assets

Our cover includes the cost of sending replacement personnel to resume assignments, if needed. We provide protection for your valuable trade samples, ensuring your business operations continue smoothly, no matter what happens during your trip.

Know what's covered: Understanding policy exclusions

Stay informed with a clear breakdown of what's not included in your travel insurance, so you can plan with confidence.

What's Covered?

  • Denied visa
  • Replacement personnel
  • Emergency medical and transportation costs
  • Manual labour related injuries

×What's not Covered?

  • Visa denied cover is limited to South African passport holders
  • Driving a commercial vehicle during the course of employment
  • Any employment requiring the use of weapons or firearms
  • Pilot or crew member during employment

Features of travel insurance for working abroad

🏥

Emergency medical cover

Cover for inpatient and outpatient emergency medical expenses. Hospitalisation cover for pre-existing illnesses and emergency medical transportation to the nearest medical facility.

✈️

Trip disruption protection

Protects against cancellations, delays, and missed connections. Covers trip disruptions and changes Covers losses from flight cancellations due to weather.

🌍

Travel assistance services

24/7 emergency support globally. Access to legal, medical, and logistical assistance. Helps with emergency transportation and repatriation.

💼

Business asset protection

Covers replacement personnel if needed. Protects trade samples during transit. Ensures smooth business operations despite disruptions.

🧳

Luggage and document security

Compensation for delayed luggage. Covers lost or stolen personal belongings. Helps replace vital travel essentials.

🛂

Visa support and repatriation

Visa denial cover for South African passport holders. Provides official visa letters for embassy applications. Includes repatriation of mortal remains in case of death.