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Business travel insurance

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and peace of mind.

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Safeguard your business trip with comprehensive travel insurance

When your business takes you abroad, ensure your trip is fully safeguarded with our Business Travel Insurance, including automatic cover for manual labour, which is often excluded in standard policies. Whether you're working on-site or attending a critical meeting, our tailored cover gives you peace of mind. From travel delays to medical emergencies and lost luggage, we've got you covered every step of the way. Stay focused on growing your business, knowing that TripCovered Travel Insurance comprehensive protection includes all aspects of your work abroad, even those that involve manual labour.

Why business travel insurance

Protect your team and business trips from unexpected disruptions, ensuring smooth travel and uninterrupted productivity.

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Cancel flights

Safeguard your business trip against the unexpected-cancellations, lost luggage, and delayed flights won't ruin your trip.

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Medical care

In a medical emergency abroad, rest assured you'll receive prompt, quality care without the financial burden.

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Enjoy stress free

Enjoy stress-free travel knowing you're covered for everything from minor inconveniences to major disruptions.

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Manual labour

TripCovered Business Travel Insurance automatically covers injuries from manual labour, ensuring you're covered without the need for additional premiums.

Comprehensive cover every step of your business trip

From medical emergencies to travel delays, our all-in-one cover ensures you're protected from the unexpected, wherever your business takes you.

Business Comprehensive

  • Emergency medical and related expenses
  • Includes pre-existing illness cover
  • Optional cancellation cover for unspecified events

Included

  • โœ“ 24-hour emergency assistance
  • โœ“ Direct payment of medical bills
  • โœ“ Online claim submission
  • โœ“ Manual labour cover
Most Popular

Business Comprehensive +

  • Emergency medical and related expenses
  • Includes pre-existing illness cover
  • Optional cancellation cover for unspecified events
  • Maximum benefit limits
  • No excesses

Included

  • โœ“ 24-hour emergency assistance
  • โœ“ Direct payment of medical bills
  • โœ“ Online claim submission
  • โœ“ Manual labour cover
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Advantages of TripCovered business travel insurance

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Medical emergencies

TripCovered's Business Travel Insurance covers medical emergencies, hospital bills, medical transport, pre-existing conditions, personal accidents, repatriation, and compassionate emergency visits.

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Visa

Our policies are fully compliant with VISA authority requirements and include visa denial cover for South African passport holders. We also provide a visa letter addressed to the embassy to support your application.

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Personal Belongings

Our cover includes protection for loss of personal belongings, theft of cash and important documents and luggage delay, or added peace of mind during your trip.

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Interruptions

TripCovered Travel Insurance provides cover for trip cancellations, disruptions, as well as missed connections and travel delays, due to weather conditions or supplier insolvency.

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Manual labour

With TripCovered business travel insurance, you're covered for emergency medical expenses resulting from injuries sustained during manual labour. Whether you're working abroad or performing physically demanding tasks, we ensure prompt medical assistance to keep you safe.

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Your business assets

Our cover includes the cost of sending replacement personnel if needed. We provide protection for your valuable trade samples, ensuring your business operations continue smoothly, no matter what happens during your trip.

Know what's covered: Understanding policy exclusions

Stay informed with a clear breakdown of what's not included in your travel insurance, so you can plan with confidence.

โœ“What's Covered?

  • Hospitalisation cover for pre-existing illnesses
  • Replacement personnel
  • Emergency medical and transportation costs
  • Manual labour related injuries
  • Denied Visa

ร—What's not Covered?

  • Visa denied cover is limited to South African passport holders
  • Driving a commercial vehicle during the course of employment
  • Any employment requiring the use of weapons or firearms
  • Pilot or crew member during the course of employment
  • Emigration or permanent relocation at a destination

Features of business travel insurance

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Emergency medical cover

Cover for inpatient and outpatient emergency medical expenses. Hospitalisation cover for pre-existing illnesses and emergency medical transportation to the nearest medical facility.

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Trip cancellations

Protects against cancellations, delays, and missed connections. Covers trip cancellations and disruptions Covers losses from flight cancellations due to weather.

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Travel assistance services

24/7 emergency support globally. Access to legal, medical, and logistical assistance. Helps with emergency transportation and repatriation.

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Business asset protection

Covers replacement personnel if needed. Protects trade samples during transit. Ensures smooth business operations despite disruptions.

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Luggage and document security

Compensation for delayed luggage. Covers lost or stolen personal belongings. Helps replace vital travel essentials.

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Visa support and repatriation

Visa denial cover for South African passport holders. Provides official visa letters for embassy applications. Includes repatriation of mortal remains in case of death.

How to buy business travel insurance

Buy now
1

Get started

Click on the Buy now button to begin.

2

Fill in your details

Provide a few quick details about your trip.

3

Receive your quote

Instantly get a quote or policy within minutes.

4

Secure your cover

Purchase your travel insurance safely and securely, up to 12 months in advance.

Our streamlined process makes claiming convenient, so you can focus on what matters most.

Convenient, quick, and smooth: submitting your claim

At TripCovered Travel Insurance, we ensure a smooth and convenient claims process. Simply register on our portal before your trip for easy claims submission. If not, you can still file a claim after your return. Follow these simple steps for a hassle-free experience.

Submit claim
1

Gather required documentation

Collect all necessary documents related to your claim before starting the process.

2

Register on the client portal

Register on client portal

3

Submit your claim

Once you have gathered the supporting documents you can submit your claim

4

Assessment process

Our team will review and assess your claim.

Don't just take our word for it, here's what our customers have to say

"
Location: Seattle, USA
R1,100,000
Paid amount

The service I received from TripCovered Travel Insurance was great. They were so professional and caring. TripCovered Travel Insurance handled everything. I did not have to be involved with any admin related to the costs of my hospitalisation.

Mrs Nancy
ยท Traveller
"
Location: Democratic Republic of Congo
R400 000
Paid amount

I was really impressed with their service. I even flew back in first class. I would really recommend TripCovered Travel Insurance to be the insurer of choice when travelling. I know it's a cliche, but an accident can happen so fast.

Mr Fred
ยท Traveller
Trusted by 2 million + travellers
Member ofASATA
Accepted by all VISA authorities
Secured byEntrust

Our articles

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Help and FAQ's

Direct

WhatsApp: +27 83 575 6352
E-mail: support@tripcovered.co.za

Claims and emergency services

WhatsApp: +27 83 575 6352

Policy-related FAQs

TripCovered's Business Travel Insurance covers a wide range of travel risks, including trip cancellations, medical expenses, lost luggage, and personal accident. Additional protection is available for business-related assets like trade samples and replacement personnel.

Service-related FAQs