Medical emergencies can strike at any time, often when you're far from home. Whether it’s a sudden illness or an unexpected injury, dealing with health issues abroad can be stressful and costly. With the right travel insurance, you’ll be covered for any unplanned medical expenses, so you can focus on what matters most - getting the care you need and staying safe, wherever your trip takes you.
If you need medical help while traveling, we're here for you! Just remember to get in touch with us or our assistance company for authorisation before any expenses are incurred. This allows us to ensure that your claim is fully covered. If prior authorisation isn't obtained, coverage may be limited to R10,000 or the amount our assistance team would have covered directly, whichever is lower.
While this policy isn't a substitute for medical aid, it's designed to provide prompt emergency medical assistance to obtain the immediate care needed to stabilise you. Once you're feeling better and are cleared to fly, we'll arrange for your safe trip back home, where you can continue any further treatment if necessary.
Up to R120 million cover for medical and related expenses (illness or injury).
Cover for returning a traveller's remains home in the event of death due to a medical emergency.
Hospitalisation coverage for sudden, unexpected, or acute onset of a pre-existing condition (for travellers up to age 69).
Direct settlement of bills with hospitals and doctors.
We will not pay claims arising from:
*Note: a formal quote will provide comprehensive details on benefits, limits, cover terms, conditions, and exclusions.
In case of a family emergency, TripCovered Travel Insurance covers travel expenses for a loved one to visit you if you're hospitalised abroad, ensuring you have support during critical moments.
If you need a specialist while abroad, TripCovered's travel insurance assistance service helps connect you to qualified medical professionals or specialists in your area for the care you need.
If you're hospitalised during your trip and traveling with minors, TripCovered Travel Insurance covers the costs of sending them back home with appropriate supervision, ensuring their safety.
Covers additional accommodation and related expenses if you are required to quarantine unexpectedly during your trip.
Arranges and covers emergency medical transportation to the nearest suitable facility or back to your home country.
Provides a daily cash allowance if you're hospitalised during your trip, helping with incidental expenses while you recover.
Covers urgent dental treatment required to restore dental function while travelling.
Emergency cover for travellers under 69 with vascular, cardiovascular, and cerebrovascular conditions (not pre-existing), in eligible policies.
Leisure and competitive sporting events and activities are automatically covered by your policy