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Website Terms

Terms and Conditions

These terms explain how to use the TripCovered website and what to understand before requesting or buying travel insurance.

Use of This Website

The information on this website is provided for general guidance about travel insurance. You should not rely on website content as the complete terms of any policy. Always read the official policy wording, schedule, benefit limits, exclusions, and claims requirements before buying cover.

Quotes and Cover

Any quote or cover option depends on the information provided, eligibility criteria, underwriting rules, policy terms, and available products. Cover is only in place once accepted, paid for where required, and confirmed in the relevant policy documents.

Exclusions and Limits

Travel insurance is subject to terms, conditions, limits, excesses, and exclusions. Not every event is covered. Benefits may differ depending on the policy selected and the circumstances of a claim.

No Guarantees

Travel insurance can support travel planning, but it does not guarantee visa approval, airline performance, supplier performance, medical outcomes, claim payment, or reimbursement for every travel-related loss.

Your Responsibilities

You are responsible for providing accurate information, checking that your policy matches your trip, reviewing all documents, meeting visa and travel requirements, and keeping evidence needed for claims.

Compliance Position

TripCovered is a registered travel insurance agent of Santam Travel Insurance. Terms and conditions apply. We aim to present travel insurance information clearly and responsibly without making misleading claims.

Policy Documents Come First

If there is any difference between general website information and the official policy wording, the policy wording and schedule will apply. You should review all documents carefully before travelling.

If you have questions about a quote, policy, claim, or emergency assistance details, contact TripCovered before you travel.

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