Traveling comes with its share of risks, but with TripCovered Travel Insurance's accidental death and accidental disability cover, you can ensure your family is supported if the unthinkable happens. Whether you're on a business trip or holiday, this policy provides compensation for accidental death or long-term disability, giving you peace of mind during your travels. Our cover offers critical protection, ensuring that you and your loved ones are taken care of in the face of unexpected life-changing events.
If you suffer an accidental bodily injury hat results in your death or permanent total disablement , we will provide the specified compensation to you, your estate, or your nominated beneficiary in accordance with the Schedule of Benefits.
Accidents in foreign countries can have serious consequences. Travel insurance ensures you're prepared for the unexpected, offering protection even when you are far from home.
Accidents that lead to death or disability can place a huge financial strain on your loved ones. This benefit ensures they aren't left with huge expenses during this difficult time.
TripCovered Travel Insurance offers 24/7 emergency assistance, providing guidance on where to seek care and how to manage local medical protocols.
Cover to return a traveller's mortal remains home in the event of death, due to a medical emergency.
We will not pay claims arising from:
*Note: a formal quote will provide comprehensive details on benefits, limits, cover terms, conditions, and exclusions.
| Benefit | Percentage of limit of liability |
|---|---|
| Total, permanent loss of or loss of use of one or both hands or feet | 100% |
| Total, permanent loss of or loss of use of one or both arms or legs | 100% |
| Total, permanent and irrecoverable loss of hearing in one ear | 50% |
| Total, permanent and irrecoverable loss of hearing in both ears | 100% |
| Total, permanent and irrecoverable loss of sight in one eye | 60% |
| Total, permanent and irrecoverable loss of sight in both eyes | 100% |
| Total and permanent loss of speech | 100% |
| Permanent quadriplegia, paraplegia or incurable paralysis of arms or legs | 100% |
| Death | 100% |
Discover how our travel insurance has made a difference to others - hear directly from our happy customers.
If Mrs Sanele hadn't been covered, the enormous cost associated to her medical expenses would have had to be paid by her family. The primary purpose of travel insurance is to have emergency medical cover for any unforeseen illness that requires medical attention. The cost implications due to the Rand/Dollar exchange can be astronomical and this case illustrates the absolute necessity of having adequate cover.
The assistance company looked after us really well and reassured me that all would be fine. I think it is essential to have travel insurance especially if one is in a country where the medical care is questionable. If we didn't have that option our baby wouldn't have survived.